Terms of Use

The term “Services” refers collectively to the websites, applications, widgets, email communications, and other platforms or portions of such platforms through which you access this Agreement. This definition also includes any co-branded or white-labeled versions of our websites, applications, or related products.

Our Services are intended for use by adults only and are not designed for or directed toward minors. We do not knowingly collect personally identifiable information from anyone under the age of 18, and you should not provide us with any information relating to individuals under 18 years of age.

By accessing, downloading, or using the Services, including any co-branded or white-labeled versions, you acknowledge and agree that:

you accept and are bound by these Terms of Use (this “Agreement”) and our Privacy Policy;
this Agreement is supported by valid and sufficient consideration, including your ability to access, use, and submit information through the Services;
you have the legal capacity to enter into this Agreement, or, if acting on behalf of an organization, you have the authority to bind that entity; and
you are at least eighteen (18) years old.

To verify compliance with this Agreement, we may monitor your access to and use of the Services in accordance with our Privacy Policy. If you do not agree to all provisions of this Agreement, you must not access or use the Services.

Important Notice Regarding Arbitration:
This Agreement includes a binding arbitration provision that requires certain disputes between you and us to be resolved through individual arbitration rather than in court before a judge or jury. You have the right to opt out of the arbitration agreement. Please review the Resolution of Disputes section of this Agreement for additional details.

Subject to the terms of this Agreement and the Privacy Policy, we may offer you various Services. Below are terms and conditions governing these Services.

Use Of Our Services Is For Informational Purposes Only

Responsibility for Financial Decisions

Our Services are designed to provide general financial information and support and do not take into account your individual financial circumstances. Because every person’s financial situation is unique, the information or guidance provided through the Services may not be suitable for your specific needs. Before making any financial decisions or implementing any financial strategies, you are encouraged to seek independent advice from your accountant or other qualified financial professionals who understand your personal situation.

Through our Services, we and our affiliates may offer access to information about financial products and services and provide links to or listings of third-party providers and advertisers, such as banks, credit card issuers, discount program providers, and other financial professionals (“Service Providers”). All opinions, advice, data, content, and links made available through the Services are provided solely for informational purposes.

We do not act as your agent, broker, or financial advisor, nor do we represent or endorse any Service Provider. We do not verify the credentials, licensing, or qualifications of any Service Provider, and we do not guarantee that the rates, terms, or offers presented through our Services are the most favorable or competitive available. We are not responsible for the actions, practices, or policies of any Service Provider.

You are solely responsible for researching and evaluating Service Providers and for deciding whether to engage with them. Any decision to access or interact with third-party providers through links or advertisements on our Services is made at your own risk. When you choose to connect with a third party, their terms, conditions, and privacy policies apply. You should conduct any investigation you deem necessary before entering into any transaction with a third party.

You acknowledge and agree that our Services function solely as a platform to connect users with third-party service providers and to present general information or suggestions about consumer financial products and services based on the information you provide. We are not a financial institution, lender, credit card issuer, insurance company, or other service provider, and we do not make credit, coverage, or approval decisions on behalf of any third party. We do not issue mortgages, credit cards, insurance policies, or any other financial products.

Responsibility of Service Providers

You acknowledge and agree that all services offered by third-party providers (“Service Providers”) are provided solely by those providers. We are not responsible or liable for any losses, costs, damages, or claims arising from or related to your use of a Service Provider’s products or services. Before making any financial decisions, we strongly encourage you to consult with qualified financial advisors, insurance agents, brokers, or other professionals who understand your individual circumstances.

Release of Claims

You hereby release, waive, and forever discharge us, along with our officers, employees, agents, successors, and assigns, from any and all past, present, or future claims, disputes, demands, liabilities, causes of action, or damages of any kind whether known or unknown including claims for personal injury, property damage, or death, that arise directly or indirectly from your interactions with any Service Provider or their websites, links, offers, products, or services.

If you are a resident of the State of California, you expressly waive the protections of California Civil Code Section 1542, which provides that a general release does not extend to claims that a person does not know or suspect to exist at the time of executing the release, and which, if known, would have materially affected the settlement.

Credit Score and Reporting Services

We offer Services that help users monitor and manage their credit and overall financial well-being online. By accepting this Agreement and using these Services, you acknowledge and agree that you are providing written authorization under the Fair Credit Reporting Act (FCRA), as amended, for LinkOffers, Inc., its data providers, agents, employees, subsidiaries, affiliates, contractors, third-party data sources, suppliers, and applicable credit reporting agencies to access your credit files from national credit bureaus. This access is used to verify your identity, exchange relevant information, and deliver the Services to you.

You further authorize LinkOffers and its authorized partners to share your personally identifiable information or, where applicable, information relating to a child you have enrolled with third parties as described in our Privacy Policy, which may be updated from time to time. You agree to waive and release any claims against LinkOffers, Inc., its data providers, agents, employees, and shareholders arising from the acts or omissions of such third parties in connection with the use or disclosure of this information.

To provide the Services, you also authorize LinkOffers and its authorized partners to obtain and review various reports and information about you (or an enrolled child, if applicable), including but not limited to address history, name and alias records, criminal background or sex offender reports, and to provide monitoring services and alerts.

During enrollment, you may be required to provide certain information, including contact details (such as name, address, phone number, and email), sensitive personal information (such as date of birth, driver’s license number, and Social Security number), and financial information (such as credit card details). This information is necessary to verify your identity, process payments for applicable products or services, and fulfill our obligations in providing the Services. It may also be shared, as required, with third parties such as identity verification providers, consumer reporting agencies, credit bureaus, payment processors, law enforcement agencies, or other relevant entities.

You agree to use the Services solely for lawful purposes, including helping to detect, prevent, or protect against fraud, unauthorized transactions, claims, or other related liabilities.

Arbitration and Class Action Waiver

Except as regarding any action seeking equitable relief, including without limitation for the purpose of protecting any at Finsery. confidential information and/or intellectual property rights, any controversy or claim arising out of or relating to this Agreement or the Services shall be settled by binding arbitration in accordance with the commercial arbitration rules, in effect at the time the proceedings begin, of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be held in the State of California, USA.

All information relating to or disclosed by any party in connection with the arbitration of any disputes hereunder shall be treated by the parties, their representatives, and the arbitrator as proprietary business information. Such information shall not be disclosed by any party or their respective representatives without the prior written authorization of the party furnishing such information. Such information shall not be disclosed by the arbitrator without the prior written authorization of all parties. Each party shall bear the burden of its own counsel fees incurred in connection with any arbitration proceedings.

Judgment upon the award returned by the arbitrator may be entered in any court having jurisdiction over the parties or their assets or application of enforcement, as the case may be. Any award by the arbitrator shall be the sole and exclusive remedy of the parties. The parties hereby waive all rights to judicial review of the arbitrator’s decision and any award contained therein.

Consumer Disclosures

The Fair Credit Reporting Act allows you to obtain a disclosure from every credit reporting agency of the nature and substance of all information in your file at the time of the request. Full disclosure of information in your file at TransUnion® must be obtained directly from TransUnion by logging on to https://www.transunion.com/personal-credit/customer-support/faqs/credit-reports-and-disclosures.page#freeAnnualReport. The credit report you are requesting from us is not intended to constitute the disclosure of TransUnion information required by the Fair Credit Reporting Act or similar state laws.
You are entitled to receive a disclosure directly from each of the consumer reporting agencies free of charge under the following circumstances:

You have been denied credit, insurance or employment within the past sixty (60) days as a result of your credit report;
You certify in writing that you are unemployed and intend to apply for employment in the 60-day period beginning on the date on which you made the certification;
You are a recipient of public welfare assistance;
You have reason to believe that your file at the agency contains inaccurate information due to fraud;
Annually at www.annualcreditreport.com.

Otherwise, the consumer reporting agency may impose a reasonable charge for the disclosure.

The Fair Credit Reporting Act permits you to dispute inaccurate or incomplete information in your credit file. You understand that accurate information cannot be changed.
You do not have to purchase your credit report or other information from us to dispute inaccurate or incomplete information in your TransUnion file or to receive a copy of your TransUnion consumer credit report.
TransUnion provides a proprietary consumer disclosure that is different from the consumer credit report provided through our Services. The disclosure report must be obtained directly from TransUnion. Consumers residing in the States of Colorado, Massachusetts, Maryland, New Jersey, and Vermont may receive a free copy of their consumer credit report once per year and residents of the State of Georgia may receive two copies per year.
By creating an account for credit score and credit report Services, you are providing written instructions to LinkOffers, Inc. under the Fair Credit Reporting Act to obtain information from your personal credit profile from TransUnion. You authorize LinkOffers, Inc. to obtain such information solely to confirm your identity and as long as you are a member of this website, provide you with credit information, a risk score, educational materials, and recommendations for credit or other service options. If at any time you desire to terminate this authorization you may do so with no further obligations. Enrollment in this service is completely free.

Order Limitations

The Services we provide Users are for personal use only. Using any of the services or information provided for commercial uses is strictly prohibited. Services provided through this Web site are limited to residents in the United States.

Your Rights Under State and Federal Law

You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any “credit repair” company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.
You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.
You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations.
You have the right to cancel your contract with any credit repair organization for any reason within 3 business days from the date you signed it.
Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.
You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.
If the credit bureau’s reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact:

The Public Reference Branch

Federal Trade Commission

Washington, D.C. 20580

Account Set Up and Maintenance

Accuracy and Integrity of Your Information

Certain Services may require you to provide personal, confidential, or financial information about yourself (“Your Information”). By submitting Your Information, you agree to provide information that is truthful, accurate, complete, and up to date, and you agree not to misrepresent your identity. You are responsible for keeping Your Information current and promptly updating it if any changes occur. Our collection, use, and disclosure of Your Information are governed by this Agreement and our Privacy Policy.

Account Security and Password Protection

For Services that require account credentials, you are solely responsible for safeguarding your password and account access. We are not liable for any loss or damage resulting from the authorized or unauthorized use of your password by any third party. You agree not to allow anyone under the age of 18 to access or use the Services through your account or credentials.

Notice of Unauthorized Use or Security Breach

You agree to notify us immediately if you become aware of any unauthorized use of your password or account, any violation of this Agreement, or any other security breach related to our Services. Such notice should be provided by email to contactus@finsery.com.

Linking Your Financial Accounts

You may choose to link one or more financial accounts to our Services by providing login credentials from third-party financial institutions, such as banks (“Financial Accounts”). By linking a Financial Account, you authorize us to access information from that account in accordance with the terms and privacy policies of the third-party provider.

You represent that you have the right to share your Financial Account login credentials with us and grant us permission to access, retrieve, store, and use information from your Financial Account solely for the purpose of providing the Services. You may remove or disconnect a linked Financial Account at any time through your account settings.

Please note that your relationship with any third-party financial institution is governed exclusively by your agreements with that provider. We disclaim any responsibility or liability for personal or financial information shared with us by third-party providers in violation of your privacy settings with those providers.

Fees, Charges, and Compensation

Free and Paid Services

Access to and use of our basic Services are currently provided at no cost. However, we may choose to charge fees for certain premium features or services in the future. If and when we do so, we will notify you of any applicable charges at the time those paid features or services are offered.

We reserve the right, in our sole discretion and with notice provided through our Services, to modify this policy, including beginning to charge for access to our Services or specific features. We may also add, remove, or change features, services, or associated fees at any time, including the type and amount of fees charged. If new services or fees are introduced, the applicable charges will be disclosed at the time the service is launched or the fee takes effect. Your continued use of any service after receiving notice of new or revised fees constitutes your agreement to pay those fees and any applicable taxes.

Fees Charged by Service Providers

If you choose to purchase products or services from a third-party service provider, you are solely responsible for all charges`1 associated with that purchase. We do not participate in, control, or assume responsibility for any pricing, payment, or fee arrangements between you and such service providers. You acknowledge and agree to these arrangements and release us from any liability, loss, damage, or claim arising out of or related to your use of a service provider’s products or services, including any fees they may charge.

Compensation from Service Providers

We may receive compensation from third-party service providers or partners in connection with offers, referrals, user actions (such as clicking on a link), or other interactions through our Services. Where required, such compensation relationships will be disclosed on the website, within the apps, or elsewhere in the Services. If you have any questions regarding these disclosures or how we earn compensation, please contact us at finsery.com.

Public Forums on Our Services

Our Services may include interactive areas such as blogs, application features, user profiles, messaging tools, chat rooms, bulletin boards, and other community forums (collectively, the “Forums”) where users may post information, comments, or other materials (“User-Generated Content”).

our service providers do not participate in, control, or monitor the transmission of User-Generated Content submitted through the Forums. As a result, we do not review, approve, or endorse any User-Generated Content, and you acknowledge that our service providers are not responsible for the quality, accuracy, completeness, timeliness, safety, legality, or reliability of any such content posted by you or others.

User-Generated Content shared by other users may be offensive, misleading, harmful, or inaccurate. You are encouraged to exercise caution, use good judgment, and avoid relying solely on information posted in the Forums. Our service providers are not responsible for ensuring that all posts or questions submitted in the Forums receive responses.

Without limiting the foregoing, and although we are not obligated to review User-Generated Content, we reserve the right but not the obligation to remove, edit, or restrict access to any User-Generated Content in the Forums at any time and for any reason, in our sole discretion. Any issues or concerns regarding the Forums should be reported immediately to finsery.com

Transmissions, Submissions, and Postings to Our Services

If you submit, transmit, or post any information to our Services that is not protected by federal trademark or copyright laws, you automatically grant us and our successors a worldwide, fully paid, royalty-free, and exclusive license to use, reproduce, modify, format, adapt, publish, and incorporate such information in any media or format, including as part of the Content.

If you submit information that is protected by federal trademark or copyright laws and have obtained our prior written permission to do so, you grant us and our successors a worldwide, fully paid, royalty-free license to use, reproduce, modify, format, adapt, publish, and incorporate such information in any media or format, including as part of the Content.

You agree not to transmit, submit, or post any content to our Services that:

infringes upon our intellectual property rights or the rights of any third party, including copyrights, patents, trademarks, trade secrets, or other proprietary rights;
violates any applicable law, regulation, statute, or ordinance;
is defamatory, libelous, threatening, harassing, obscene, explicit, vulgar, or otherwise harmful, or infringes upon the privacy or publicity rights of us or any third party;
contains viruses, malware, Trojan horses, worms, or any other harmful or destructive code intended to damage, disrupt, interfere with, intercept, or misuse any system, data, or personal information;
includes chain letters, mass mailings, political campaigning, spam, or other unsolicited or bulk communications;
is false, misleading, or inaccurate;
consists of commercial advertisements or solicitations without our prior written approval; or
includes federally protected trademarked or copyrighted material without our prior written consent.

Although we are not required to monitor user submissions, we reserve the right but not the obligation to edit, refuse to post, or remove any content you submit at any time and for any reason. In accordance with our Privacy Policy, we may review submissions to determine, at our sole discretion, whether they comply with this Agreement.

You remain solely responsible for all content you submit, post, or transmit through our Services and for any consequences arising from such content.

Feedback

If you provide feedback, suggestions, or ideas regarding our Services (“Feedback”), you assign all rights in such Feedback to us and agree that we may use it for any purpose without restriction. Any Feedback you submit will be treated as non-confidential and non-proprietary. You agree not to provide any information or materials that you consider confidential or proprietary.

Our Intellectual Property Ownership

Our names, logos, graphics, page headers, button icons, scripts, service names, and related branding elements are our trademarks or trade dress in the United States and other jurisdictions (collectively, the “Proprietary Marks”). You may not use any Proprietary Marks without our prior written consent. We do not claim ownership of any third-party names, trademarks, or service marks that may appear on our Services; all such marks remain the property of their respective owners.

For purposes of this Agreement, “Content” includes all text, photographs, images, illustrations, designs, audio and video materials, visual appearance and layout (“look and feel”), metadata, data, articles, graphics, scripts, software code, and any other materials associated with or made available through our Services.

You are solely responsible for any damages or losses resulting from your infringement of our intellectual property rights or the rights of any third party. This includes, without limitation, any harm suffered by us or our affiliates, whether direct or indirect, arising from your unauthorized copying, distribution, transmission, publication, or use of the trademarks, content, collective materials, software, or any other protected materials in violation of this Agreement.

Access to and Use of Our Services

License to Use Our Services

Your right to access and use our Services is granted to you personally and may not be assigned, transferred, or shared with any other individual or entity. You may access and use the Services only for lawful purposes and strictly in accordance with this Agreement and our Privacy Policy. Subject to these terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to:

use the website and Services solely for your personal, non-commercial purposes; and
download, install, and use any applications we provide in object-code form only, exclusively on your own mobile or portable device and for personal, non-commercial use.

License to Use Our Content

We grant you a limited license to access, download, print, and otherwise make personal, non-commercial use of the content and collective materials made available through our Services. This license permits you to retain:

one machine-readable copy,
one backup copy, and
one printed copy,

provided that all copyright, trademark, and other proprietary notices remain intact. You may not modify, reproduce, distribute, publicly display, perform, sell, rent, decompile, reverse engineer, disassemble, or otherwise exploit the content or collective materials for any commercial purpose, nor may you transfer them to any third party. Except as expressly permitted under applicable U.S. copyright laws, any additional copying or use requires our prior written consent.

Restrictions on Use

Any conduct that, in our sole discretion:

violates this Agreement or the Privacy Policy;
interferes with, disrupts, or limits the access, use, or enjoyment of our Services by others; or
involves defamatory, abusive, harassing, offensive, or threatening behavior through the Services

is strictly prohibited and may result in the suspension or termination of your right to access and use our Services.

Electronic Communications

By accessing our Services or contacting us by email, you are communicating with us electronically and consent to receive communications from us in electronic form. While we may choose to contact you through traditional mail, we may also communicate with you by email or by posting notices on our Services. You agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.

Your Responsibility for Equipment and Related Costs

You are responsible for obtaining, maintaining, and paying for all devices, hardware, software, internet access, mobile services, and other equipment or services required to access and use our Services, as well as any associated costs, including internet usage fees or long-distance charges.

If any portion of our Services is made available through a mobile application or similar platform, you acknowledge that your mobile carrier’s standard rates and fees may apply. Your use of such applications is subject to the terms of this Agreement, along with any additional terms presented within the application.

We Make No Representations or Warranties Regarding Our Services

All content, products, and services made available through or in connection with our Services are provided on an “as is” and “as available” basis. We make no representations or warranties of any kind whether express or implied, regarding the operation of our Services or the information, content, materials, products, or services offered through them. You expressly acknowledge that your access to and use of our Services is entirely at your own risk.

We expressly disclaim all warranties, guarantees, and representations, express or implied, including but not limited to warranties related to accuracy, reliability, completeness, timeliness, safety, title, merchantability, fitness for a particular purpose, or non-infringement of the content, products, or services associated with our Services. You are solely responsible for independently evaluating the accuracy, completeness, and usefulness of any content or services provided.

We do not warrant or guarantee that any content available for download through our Services will be free from viruses, malware, or other harmful or destructive code, including but not limited to worms, Trojan horses, or other malicious programs intended to damage, disrupt, intercept, or misuse systems, data, or personal information. We also make no warranties or guarantees, express or implied, regarding any quotes, estimates, or offers presented on or through our Services.

Without limiting the foregoing, you acknowledge and agree that we are not a financial institution, insurance provider, credit card issuer, or similar service provider. We act solely as an intermediary connecting you with third-party providers and expressly disclaim all liability for any content, products, or services provided by such third parties.

Our Services are operated and managed from facilities located in the United States. We make no representation that the Services are appropriate or available for use in other jurisdictions. If you choose to access or use the Services from outside the United States, you do so on your own initiative and are solely responsible for complying with all applicable local laws.

Limitation of Liability

To the fullest extent permitted by law, neither we nor our affiliates, directors, officers, employees, shareholders, contractors, agents, or representatives will be liable to you or any third party for any damages of any kind, whether arising under contract, warranty, tort (including negligence), or any other legal theory. This includes, without limitation, indirect, incidental, special, or consequential damages, such as loss of profits, revenue, or business, arising directly or indirectly from:

your breach or violation of this Agreement;
your access to or use of our Services;
any delay in accessing, or inability to access or use, our Services for any reason;
your downloading or use of any content or collective materials made available through the Services;
your reliance on or use of any content or collective work; or
any information, software, products, or services obtained through or in connection with our Services.

These limitations apply even if our suppliers or we were advised of the possibility of such damages. In all cases, our total aggregate liability and that of our affiliates, directors, officers, employees, contractors, shareholders, agents, and representatives arising out of or related to this Agreement will not exceed $100.

You expressly acknowledge and agree that we are not responsible for any user-generated content or for the defamatory, offensive, or unlawful conduct of any third party. Any risk of harm or damage resulting from such content or conduct rests solely with you.

You and we further agree that any claim or cause of action arising out of or related to the Services must be initiated within one (1) year from the date the claim accrues. Any claim not brought within this period will be permanently barred.

Some jurisdictions do not allow limitations on implied warranties or the exclusion or limitation of certain types of damages. If such laws apply to you, some of the above limitations or exclusions may not apply.

If any time limitation for bringing a claim outlined in this section is found to be unenforceable by a court, arbitrator, or other tribunal, the applicable statute of limitations under the laws of the State of New York will apply to any such claim submitted to final or binding arbitration.

Your Indemnification Obligations

You agree to defend, indemnify, and hold us harmless, along with our officers, directors, shareholders, employees, contractors, agents, representatives, and affiliates, from any claims, liabilities, losses, damages, and expenses, including reasonable attorneys’ fees, that arise from or relate to:

your breach or violation of this Agreement;
your failure to provide accurate, complete, or up-to-date personal information when requested or required;
your access to or use of our Services;
any use of our Services through an account, password, or credentials issued to you;
any content you transmit, submit, or post through the Services (including your user-generated content); and/or
any personal injury or property damage caused by your actions.

Changes to Our Services and This Agreement

Any new features, updates, or enhancements to our Services will be governed by the terms of this Agreement. We reserve the right, at our sole discretion, to modify, update, or revise this Agreement at any time, with or without prior notice.

Any changes to this Agreement will be posted on our Services and will become effective immediately upon posting. We encourage you to review this Agreement periodically to stay informed of any updates. The date of the most recent revision will be displayed at the top of this Agreement. By continuing to access or use our Services after any changes are posted, you acknowledge and agree to be bound by the revised terms.

Remedies and Enforcement

You acknowledge that a failure to comply with this Agreement may cause us irreparable harm for which monetary damages would be insufficient. Accordingly, if you breach or threaten to breach any provision of this Agreement, we will be entitled without limitation to seek injunctive relief to prevent or stop such breach, as well as specific performance of this Agreement, without the need to prove actual damages or to post a bond.

For purposes of this section, you agree that any legal action or proceeding relating to such injunctive relief shall be brought exclusively in the state courts located in New York County, New York, or in the United States District Court for the Southern District of New York, Manhattan. You expressly consent to the personal jurisdiction of these courts and waive any objection to venue in those courts.

You further agree that service of legal process may be made by mail or by any other method permitted under applicable laws, procedural rules, or local court rules.

Resolution of Disputes

You and we agree that any legal or equitable claim or dispute, whether existing now or arising in the future, that relates to this Agreement (including any prior versions) or your access to or use of the Services, will be resolved in accordance with the terms outlined in this Legal Disputes section. Please review this section carefully, as it affects your legal rights and significantly influences how disputes between you and us are handled.

Governing Law

You agree that this Agreement, along with any related claim or dispute between you and us, will be governed by and interpreted in accordance with the laws of the State of New York, without regard to its conflict-of-law principles, unless otherwise specified in this Agreement.

General Provisions

If any part of this Agreement is found to be unlawful, invalid, or unenforceable by a court or arbitrator with proper jurisdiction, only that specific provision will be removed. The remaining provisions of this Agreement will continue to be valid and enforceable.
The headings used in this Agreement are provided for convenience only. They do not form part of the Agreement and will not affect the interpretation or meaning of any section.
All covenants, obligations, representations, and warranties outlined in this Agreement, including any amendments made from time to time, will survive your acceptance of the Agreement and any termination of it.
This Agreement, together with the Privacy Policy, constitutes the entire understanding between you and us regarding its subject matter and supersedes all prior agreements, communications, or representations, whether written or oral.
If you have any questions, comments, concerns, or feedback regarding this Agreement or our Services, please contact us at contactus@finsery.com